Original link: He Xiaodong blog
Don’t expect perfection in buying a home unless you have $1,000 + in cash.
Identify ideas and expectations
First and most important you determine their own beliefs and expectations, for example, you want the school district room, xianfang or faster, location, price, the factors, such as floor while retaining the difference of + / – 10% range, reality and ideal deviation, is not so perfect fit, was determined not to change it, you get what you pay for, Don’t let sales people lead you by the nose.
House:
To see the house, can look for agent show you to the sales offices, believe his eloquence, decisiveness, can go and see yourself, and then a new home if there is one example room, people pay more attention to sales offices in introduction of the category of materials information, make the standard room occasionally give you mentioned, these are very important, you can even record. For example, spend a couple of weekends shopping around for things that interest you. Very interested in you can choose your favorite apartment, floor, and then let the sales office to calculate the price, down payment and loans to you and other key information.
Keep the blueprints and floor plans, and bring them back to analyze and compare. Can let do building, especially drawing drawings related people to help see what are the advantages and disadvantages of the family diagram, channel steel layer is which layer, the influence of the thing door, residential area which building and floor lighting problems, noise problems, etc.. For example same Yang face length, some door model is big sitting room + big advocate lie, some are two advocate lie and a sitting room, the difference is very big, what you like which kind is very important, those who buy a room had better not stay regret only. For example, there are three remaining communities to be selected, and then the other 4-7 communities will occasionally offer special prices. If you want to save money, you can consider only the top three.
Detailed understanding:
Inquire more about developer information, there is no black history, construction quality, etc., ** avoid all high turnover developers, such as Country Garden and similar, construction quality is too poor, ** do not listen to the whole intermediary at the same time, be sure to inquire more, can analyze the price trend of this dish, developer information, etc. For example, you can add your favorite community owners, blend in, be friendly, they can reveal a lot of information, so you can analyze the price trend.
Treat sales personnel, you have to act like a Wolf, don’t like sheep, the sheep would be to eat, can be very want to buy their opponent disc, and then they will in order to conclude the business, desperately through the bottom of the other party, said his own good, not all that comparative information, grab your attention point to confirm, also sell not contact your sales, business isn’t in righteousness. Remember not to pay deposit what brain heat, easy to regret.
Finally, you know a lot about developers and housing quality, and you can basically determine your favorite neighborhood, floor and apartment type. Keep an eye on your favorite neighborhood, whether there are new buildings for sale, etc.
Decision:
The last stage is the most crucial is the problem of money, the first stage you want to have a good, there are expectations, money should also have a corresponding, you can ask the family can support some not, most parents still want to help their children, jump on a step. No family conditions can only face the reality, more efforts to make money, class rise is the result of generation after generation of efforts.
Other is whether the first suite how take out of the down payment, there is no other payment in the down payment, in how much energy to undertake, business loans or provident fund loans, provident fund deposit demanding, business requirements is a month for each month income more than twice, the first suite many cities above at least 50% down payment is required, out to pay a deposit, booking There is no withdrawal of the operation of the room.
Additional personal thoughts:
Compared with previous years, especially for the year of 2017, which is a boom year, the price has actually dropped a little bit. In addition, the impact of the epidemic, developers need to collect payment, some improvement or just need to pay attention to cash flow, so they will not buy rurously, which is a positive factor for the decline of housing price. Personally, I worry that this positive factor will fade in the recovery caused by money printing and the successful development of vaccines, so it is worth paying attention to those who want to buy now.
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