Some time ago, my partner asked me where I should buy a house. My opinion is that we should build a house in a small city that is just needed, and then we can change to a big house. Later, she suggested that we should build a house near our work, so that we don’t have to pay the mortgage while working. I have no choice but to consult you.
After reading this big guy’s experience, I found that many people have not enough down payment, can only think of a way to get on the car first, add leverage behind, will produce greater income. Worth reference! In November 2020, I will share with you some lessons from my experience of buying a house in Shanghai. In the spirit of open source, I hope it will be helpful to you. Inspiration comes from this student’s 2017 Hangzhou house purchase sharing, posted on Github Shanghai house purchase knowledge summary, welcome interested students Star and send PR to jointly maintain. Understand their own needs, than understand the macro situation and market conditions, something may be more important. \
- Just need or improvement
- Residential demand or investment preservation demand: residential demand will consider and weigh the overall living conditions such as location, community and house type; If it is investment demand, you can look at the annualized investment return in recent years. I have basically calculated that in the past 15 years, from this time scale, almost the annual investment return is about 7%-10%.
- The school district room
- New house or second-hand house
- Old house or new house \
Take a look at another big guy’s strategy, can be called a long illness into a doctor, hundred hardened steel.
I threw the address here, you can refer to interested, too powerful!
Github.com/ayuer/shang…
