On March 31, 2021, HMS Core.Sparkle Financial Innovation Salon was held in Shanghai. This activity was open to professionals in banking, securities, investment and finance, Internet finance and other professional fields to jointly explore the digital development of mobile finance and tap the new driving force of financial user growth. Fang Lu, General manager of Collum Software Fintech Business Division, was invited to attend the salon as a guest and introduced collum’s latest financial business exploration — Collum Fintech Toolbox to the media for the first time.

“As the largest provider of IT solutions for the banking e-banking channel and Internet banking system in China, Beijing Collan Software has cooperated with Huawei HMS Core to create this set of fintech toolbox products, which is another innovation in its financial digitization field and helps accelerate the digital transformation of the financial industry.” Lu fang said, “To further enhance transaction security, identity security and customer privacy data protection in Internet channels, it is necessary to fully integrate customer end-side security capabilities. HMS Core has a strong advantage in the field of mobile financial solutions, and the idea of the fintech Toolbox is based on this. ‘ ‘

Lu fang also shared the application of Collum Financial Toolbox and HMS Core in the financial scene after series tuning. Through the functions of huawei account flow, real-name authentication of mobile phone number, secure password input, accurate message push, real-name authentication of eID electronic certificate + living detection, NFC reading IC financial card and other toolbox functions, It can realize the digital bank card account opening solution with 35 seconds of high security, high credibility and high privacy protection, as well as other convenient and secure financial service new experience.

Collum Finance Toolkit builds industry-leading security capabilities that protect applications from malicious theft and theft by leveraging HMS Core’s hardware and software synergy security capabilities. Relying on the enhanced OS security capability, to protect the integrity of the system, through random memory address and other means, to avoid unauthorized access by attackers; Data protection technologies such as end-to-end encryption are used to avoid information leakage. V1.0 includes 11 core functions, including user identification (user login), customer identity authentication, secure transaction services and function enhancement. It includes security detection, eID electronic id photo and cloud reading, card recognition, mobile phone number quick verification tool, account service, analysis service, message push, location service, dual-network aggregation capability, unified code scanning service and hQUIC service.

The financial industry is highly concerned about user security and privacy, collum Financial Toolbox through integrated HMS Core Safety Detect service to protect applications from threats, to ensure customer privacy security. The open capability of security detection service can realize system integrity detection, application security detection, malicious Wi-Fi detection, operating environment detection, NFC detection, elD detection. It can trigger the detection of phishing and fraud applications in the mobile phone system with one click to ensure the safety of the client terminal environment.

With the help of Huawei wallet eID electronic certificate to achieve electronic and mobile encryption storage of customer identity documents, and in the process of customer initiative authorization access, front-end submission and background decryption, identity authentication, to achieve the full security protection of customer identity information available but not visible.

At present, the toolbox is open to hundreds of Domestic financial customers of Collum Software, and is expected to help developers quickly improve the user experience of financial apps and improve the convenience and efficiency of financial services.

The original link: developer.huawei.com/consumer/cn…

Original author: Huawei-HMS Core